YOU ARE HERE : HOME / CATALOG 

CATALOG

	Life Insurance Competitive rates offered by several companies. Term rates for 10-20 years. Whole Life and Universal Life offer cash values. The best type depends on individual and families needs and health conditions.		Group Insurance Lots of companies offer more extensive benefits to groups and include all employees and families. You can create the plan that best fits your employees. Employers are responsible for a portion or all of employee's cost.
	Dental Insurance or Savings Plan I have some plans that you can go to any Dentist and they pay 80% to 50% on services. Also have a Savings Plan where you go to certain Dentists in network and can receive substantial savings on all Dental work.		Individual PPO Health Plans PPO Plans - Various networks which include- PHCS, Pro-Net, Healthsmart,Accountable and Beechstreet, Managed Care, Blue Choice and North Texas Healthcare.
	Individual All Provider Health Plans You can go to any Doctor or Hospital- no network needed. Some companies offer Dr. Co-Pays and RX Co-Pays, Accident Coverage. Every company and plan offers various benefits.		Medicare Plans All companies that sell Medicare offer the same plans all with different rates. Some have stricter underwriting after your 6 month open enrollment period. I have some very competive companies.
	Long Term Care Plans More and more companies are starting to sell Long Term Care - Nursing Home and Home Health Care policies. Great way to protect your assets and to choose how you will be taken care of in your later years.		Cancer Insurance Two plans on the market today - Lump Sum Benefit upon diagnosis or the ongoing kind of policy that pays on chemo and radiation with no lifetime limits. Individual needs
	Prescription Plans Stand-a-lone plans with copays and or discounts at all major pharmacies. Great for medicare clients.		Accident or Disability Coverage These plans can be sold alone or together.
	Catastropic Health Plans Coverage for major medical on the big health costs.		Indemnity Plans These plans reimburse you on medical costs. Some plans are insurance and others are not. Different plans.
	Savings Medical Plans These are sometimes in the form of Discounted Medical Fees or Costs while sometimes using a Network Provider. Premiums are much lower than a Major Medical plan. There are other benefits available in these plans.		Retirement Plans We offer various different vehicles to help you with your retirement planning, such as Annuities, IRA's, Equity Index Life Products and Annuities.
	Temporary Health Coverage There are some companies who offer temporary coverage while in between jobs, college kids, etc.		Universal Life Products Several companies are now offering Equity Indexed Life Products. Earnings are based on the S&P 500. The potential to earn more on your money is much greater historically. Excellent way to use for Retirement planning. At retirement age, you can draw out any monies TAX-FREE!
	Term Insurance Lots of good companies offering very competitive rates on 10.15,20,25,30 years plans. Riders are available		Whole Life Products Some companies are now offering Equity Indexed Whole Life or the traditional straight interest plans.